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Cash Flow

Know what's coming before it gets here.

Your reports tell you what already happened. Cash flow work is about the next few months: can you make payroll in three weeks, what to pay first, and how to get through the slow season.

What we work on

A cash forecast, kept up to date and gone through at our meetings. Money given a job as it comes in: payroll, GET, emergencies, growth. An order for the bills each week. What happens to your cash if something changes, before you decide.

How it runs

We meet on a schedule set at the start, weekly, every two weeks or monthly. Most meetings end with a short written list of who is doing what, and by when.

Clean books first

A forecast built on wrong numbers is a guess. If your books aren't reconciled yet, we start with the diagnostic.

Questions

Is this financial advice?

No. It isn't investment, insurance or tax advice. The forecast comes from your own numbers, and the decisions stay yours.

Where do I start on my own?

The 13-week cash forecast that comes with the letter The Tightest Week is free.

Want to see your next few months before they happen?

Book the Free Diagnostic

Ink & Crucible

A short note from me, now and then.

Money, books and running a small business in Hawaii, in plain words.

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It costs nothing to find out where your books stand.

I go through your QuickBooks and show you what I find, whether or not you hire me. If your books are clean enough, I'll also show you a few quick moves that could put more money in your pocket.